Arlington Auto Insurance There are more drivers hitting the road each year. This can lead to an increased likelihood of a car accident. If you get in a car accident, the auto insurance you have can make a big difference in the experience you have. So how do you know what type of car insurance you need and how much to buy? Insurance requirements vary by state/province, but typically include the following: Liability: It pays for the expenses you are responsible for in a car collision, including injury and property damage. If you are in legal trouble, it also pays your legal fees. State laws typically mandate standard amounts, but larger amounts can be purchased and are usually recommended. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. The minimum amount of personal injury protection is typically set by local government. Medical Payments: Medical payment coverage is available in non-no-fault states; it will pay regardless of who may have been at fault. All reasonable medical or funeral expenses will be covered under this type of policy. Collision: Pays for damages to your vehicle caused by a collision. Comprehensive: This kind of insurance protection covers any damages not caused by a collision. This may include fire damage, vandalism, and robbery. Uninsured Motorist: If you are hit by a driver without insurance, this type of insurance will make sure you are covered. Under-Insured Motorist: There are other drivers who have liability insurance that can?t cover all the expenses they are supposed to take care of. Under-insured motorist coverage covers you in accidents involving those drivers. Emergency road service, car rental, and other types of coverage can also be purchased. What you pay for auto insurance varies based on the company and will depend on multiple factors, including: * What coverage you select * The make and model of the vehicle you drive * Whether or not you have been in an accident * Your age, sex and marital status * The place where you live Don?t procrastinate buying auto insurance; you should never be on the road without it. Review your needs, research your options, and with the support of your insurance agent, make the decision that best suits you.
Source: http://savesenn.org/your-auto-insurance-plan/
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